Multi-currency limits
It protects your company from currency fluctuations. You know exactly how much you will pay, regardless of when you make the purchase.
Conversion with no hidden fees and more advantageous conditions for your business.
In addition to the best rate, your company has zero IOF (tax on financial transactions) after each international purchase.
The entire operation takes place within PagCorp, without bureaucracy or the need to open an account abroad.
International purchases without prior credit limit reservation can lead to significant differences in closing prices, especially during periods of dollar fluctuation.
The cost of IOF (Tax on Financial Transactions) and other fees on international transactions impacts business results. Often, these fees are hidden, and the company only notices them at the end of the month.
Global accounts, cards from various banks, and manual controls make reconciliation, accountability, and analysis of expenses by cost center difficult.
Employees traveling abroad for business make payments outside of company expense policies, without control or accountability.
Use the PagCorp card with two limits: one in reais and the other in dollars, according to the company's needs.
Define how much each card can spend in dollars and adjust the limits as needed: international travel, software subscriptions, and online advertising.
Create usage rules for each card: set days and times for spending, restrict by type of establishment, and much more.
Monitor international spending through the manager's access and the user's app, with greater visibility into who spent, where they spent, and what limit was used.
Even with a dollar limit for international purchases, the bill remains in reais, facilitating financial control, reconciliation, and accounting closing.
Approve documented expenses, track transactions, and keep your history organized within PagCorp, reducing rework during financial closing.
Simulate and convert the limit from Brazilian Real to US Dollar.
Enable and disable accounts and cards for use with dollar limits.
Distribute the dollar limit to enabled accounts.
View your full statement to see all transactions made using your dollar limit.
Discover how PagCorp can simplify all your expenses in a unique and efficient way.
Over 10 years refining our solution with our clients.
Marcelo Araujo
Human Resources
PagCorp is our driving force for collaborators who work in the field.
There is continuous improvement in the system, security, and processes.
Rafael Butke
Strategic Marketing Director
With the use of Bob, an artificial intelligenceWe accelerated expense analysis, strengthened governance, and made accountability more agile and efficient.
Without PagCorp, a team eight times larger would be needed to handle the volume of actions and events carried out.
Waldyr Reinoso
CEO
I use PagCorp because it doesn't cause problems, it doesn't freeze or block anything.
It's very reliable. A credit card is something that has quality, and PagCorp is on the list of those that deliver on that.
Ayume Amada
Finance department
We have complete control over our money!
PagCorp's distinguishing feature is the separation by treasury departments. We have the autonomy and freedom to transfer funds from one card to another. The customer service is unparalleled. Very efficient.
Since reserving a limit for international purchases at a pre-defined exchange rate does not constitute buying or selling currency, IOF (Tax on Financial Transactions) is not currently levied on this operation. IOF will also not be charged on the value of international purchases when the transaction consumes the Multi-Currency Limit.
Any card enabled for international purchases and enabled for use with Multi-Currency Limits directly from the Multi-Currency menu can receive a Multi-Currency limit for use in international transactions.
All management and control happens within PagCorp, with the experience you already know.
The statement will show transactions in dollars. But your bill remains in reais. The amount in reais on the bill will correspond to the cost of converting the limit to a dollar limit. This way, there are no reconciliation problems, and you will know exactly how much was spent in reais to integrate with your accounting and […]
This is not a global account. The company will contract a special arrangement to define adjustments regarding the exchange rate (dollar) that will be applied to your international purchases when debited from the multi-currency limit.
